Our Customers Are
Our Best Sales People
After 25 years in the same small store, Stan and Mary Sherwin of K-Jon's Fine Jewelers moved into their new building. As we reached the completion of our new building, we realized that we couldn't have done it without the support of our loyal customers and Santa Lucia Bank. We knew from experience that we could count on the superior customer service of Santa Lucia Bank to see our project through.

Mary & Stan Sherwin
K-Jon's Fine Jewelers



Products & Services
Overview
Deposit Accounts
Loans
Other Products and Services

Loans

BUSINESS EQUIPMENT LEASES
Capital Leases
Operating Leases

COMMERCIAL LOANS
Working Capital
Debt restructuring
Equipment
Facilities expansion, purchase or relocation

COMMERCIAL REAL ESTATE LOANS
Owner Occupied
Investment Properties

CONSTRUCTION LOANS
Residential and Commercial
Progress payments funded promptly

CONSUMER LOANS
Automobiles
Recreational Vehicles
Consumer Equipment
Personal Loans

GUARANTEED BUSINESS LOANS
Small Business Administration (SBA)
California Coastal Rural Development Corporation
United States Department of Agriculture
Economic Vitality Corporation

LAND LOANS
Residential & Commercial
Acreage

MORTGAGE LOANS
Purchase
Refinance
Home Equity Lines of Credit

OVERDRAFT PROTECTION
Avoid the embarrassment of a returned check

VISA CREDIT CARDS
For use at home or abroad
No annual fee with our Consumer Package Checking Account*
*Subject to credit approval