Deposit Accounts
FREE BUSINESS CHECKING FOR LIFE*
No Minimum Balance
No Monthly Service Charge
No Returned Item Fee
No Analysis Charge
* Offer may not be available for accounts with high volume
CONSUMER PACKAGE CHECKING
$100 Minimum Opening Deposit
No Minimum Balance Required
Unlimited Check Writing
Free Graystone Wallet Style Checks
Free Cashiers Checks & Money Orders
Free Stop Payment Orders
Free Telephone Transfer Service
Free Incoming and Outgoing Collections
Free Domestic Wire Transfers
3% Discount on Overdraft Protection*
¼% APR Discount on any Consumer Installment Loan*
*Subject to Credit Approval
REGULAR CHECKING
$100 Minimum Opening Deposit
No Service Charge with $500 Minimum Monthly Balance
Unlimited Check Writing
Free Telephone Transfer Service
Overdraft Protection Available*
*Subject to Credit Approval
CHECKING PLUS INTEREST
$100 Minimum Opening Deposit
No Service Charge with $1,000 Minimum Monthly Balance
Unlimited Check Writing
Free Telephone Transfer Service
Overdraft Protection Available*
*Subject to credit approval
BONUS CHECKING
$100 Minimum Opening Balance
No Service Charge with $2,500 Minimum Monthly Balance
Unlimited Check Writing
Free Telephone Transfer Service
Overdraft Protection Available*
*Subject to credit approval
SENIOR CHECKING
$100 Minimum Opening Deposit
No Monthly Maintenance Charge
Free Graystone Wallet Style Checks
Unlimited Check Writing
Free Telephone Transfer Service
Overdraft Protection Available*
*Subject to credit approval
REGULAR/BUSINESS SAVINGS
$100 Minimum Opening Deposit
No Service Charge with $200 Minimum Balance
Regular Savings Accounts for minors under the age of 18 with parent or guardian signers have no monthly service fee.
Accounts Closed Within 90 Days Are Assessed a $10 Fee
HEALTH SAVINGS
No Minimum Opening Deposit
No Monthly Maintenance Charge
No Set-Up Charge
Accounts Closed Within 90 Days Are Assessed a $10 Fee
MONEY MARKET ACCOUNT
$100 Minimum Opening Deposit
No Service Charge with $2,500 Minimum Monthly Balance
No per Check Fee
Tiered Rate Account
Free Travelers Cheques
CERTIFICATES OF DEPOSIT
$500 Minimum Opening Deposit
Interest Can Be Reinvested Into TCD, Paid Into a Santa Lucia Bank Account, or Paid By Check
Substantial penalties for early withdrawal apply
INDIVIDUAL RETIREMENT ACCOUNTS (IRA’s)
$500 Minimum Opening Deposit
Simple Interest calculated on a 365 day basis and paid every three months
Penalties may apply to premature distributions
Complete IRA details are provided in a separate disclosure statement available from any New Accounts Representative |
